A complete mortgage model in Excel — built for you.
Enter your numbers, get a downloadable spreadsheet with live formulas, multiple interest tracks, amortization, and refinancing comparison.
What you get
- Fully editable, formula-driven Excel workbook — change any assumption and everything recalculates
- Up to 5 interest tracks: Kalatz, Fixed, Prime, Variable-5Y (linked or unlinked)
- All Israeli repayment methods: Spitzer, Equal Principal (קרן שווה), Bullet (interest-only + balloon)
- Monthly CPI indexation and 5-year rate resets modeled with live formulas
- Full month-by-month amortization per track + combined schedule
- Summary with first/highest payment, total interest, CPI differentials and total cost
- Output in Hebrew (RTL sheets) or English
How it works
- 1
Enter your mortgage details — property price, financing %, and interest tracks
- 2
Review the summary and pay securely
- 3
Download your Excel file with full amortization schedule
Sample preview
A real example deliverable will appear here soon.
Important
An informational calculation tool, not financial, mortgage, or investment advice. Verify with a licensed advisor before making decisions.